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Directory of mortgage brokers in Forest Lake, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Forest Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 9 mortgage brokers in Forest Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Katie Strom at Prosperity Home Mortgage - Forest Lake
555 W Broadway Ave suite 5, Forest Lake, MN 55025
6514685127
Bell Bank Mortgage, Curt Smith
19810 Headwaters Blvd N, Forest Lake, MN 55025
6123084367
Tony Zerwas at Rate (NMLS #321631)
855 W Broadway Ave Ste B, Forest Lake, MN 55025
6512261731
Rob Albin at Rate (NMLS #193815)
855 W Broadway Ave Ste B, Forest Lake, MN 55025
6514649094
Chance Norby at Rate (NMLS #348469)
855 W Broadway Ave Ste B, Forest Lake, MN 55025
6514649094
Rate
855 W Broadway Ave Ste B, Forest Lake, MN 55025
6514649094
Larry Klecker - Nexa Mortgage
21009 Karoline Ct N, Forest Lake, MN 55025
6517345602
US Bank Mortgage
320 W Broadway Ave, Forest Lake, MN 55025
6519822280
Sarah Lindquist - Mortgage Lender
2001 W Broadway Ave, Forest Lake, MN 55025
6514073313
Mortgage brokers in Forest Lake, Minnesota help homebuyers and homeowners find suitable loan options from multiple lenders. Minnesota law requires mortgage brokers to be licensed through the Minnesota Department of Commerce. Local brokers understand the Forest Lake real estate market and can guide you through state-specific closing requirements.
What Does a Mortgage Broker in Forest Lake Cost?
Mortgage broker fees in Minnesota typically range from 1 percent to 2 percent of the loan amount. For a $300,000 home loan, this could be $3,000 to $6,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Forest Lake?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you compare rates and terms. Brokers in Minnesota must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Forest Lake?
Check that the broker is licensed with the Minnesota Department of Commerce. Ask about their experience with local lenders and their fee structure. Read reviews from past clients in Forest Lake to understand their service quality.
Are there Minnesota specific laws for mortgage brokers?
Yes, Minnesota requires mortgage brokers to hold a license and follow the Minnesota Residential Mortgage Originator and Servicer Licensing Act. Brokers must provide a good faith estimate of costs and cannot charge excessive fees. They are also subject to state oversight and consumer protection rules.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.