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Directory of mortgage brokers in Monticello, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 mortgage brokers in Monticello, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Christensen Group Insurance Monticello, MN
114 W 3rd St #200, Monticello, MN 55362
7632952614
Bonnie Knutson - Edina Realty
9240 MN-25, Monticello, MN 55362
6122192373
Edina Realty - Monticello Real Estate Agency
9240 MN-25, Monticello, MN 55362
7632953456
Jeff Curtis at CrossCountry Mortgage
102 Chelsea Rd Office A, Monticello, MN 55362
8777731226
Paul Hinz - 217427 - Wells Fargo Home Mortgage
407 Pine St, Monticello, MN 55362
9528470152
MegaStar Financial Corp - Lee Mielke
1125 Cedar St UNIT 114, Monticello, MN 55362
6123087162
Cory Nuest, CorTrust Mortgage
106 E 4th St, Monticello, MN 55362
7632717216
Mortgage brokers in Monticello, Minnesota help homebuyers and homeowners find loan options from multiple lenders. Minnesota requires mortgage brokers to hold a state license and follow the Minnesota Residential Mortgage Originator and Servicer Licensing Act. Monticello residents benefit from local brokers who understand the Wright County real estate market and can guide them through the Minnesota-specific closing process.
What Does a Mortgage Broker in Monticello Cost?
Mortgage broker fees in Minnesota typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. These costs are often paid at closing and may be negotiable. Minnesota law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Monticello Minnesota?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They gather your financial information, compare loan products, and help you complete the application. In Minnesota, brokers must be licensed and follow state disclosure rules.
How do I choose a mortgage broker in Monticello?
Look for a broker who is licensed with the Minnesota Department of Commerce and has experience with local lenders. Check their online reviews and ask about their fees and loan options. A good broker will explain the entire process clearly.
What are the Minnesota requirements for mortgage brokers?
Mortgage brokers in Minnesota must be licensed under the Minnesota Residential Mortgage Originator and Servicer Licensing Act. They must pass a background check, complete pre-licensing education, and renew their license annually. Brokers must also provide a Loan Estimate within three business days of your application.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.