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Mortgage Brokers in Spring Lake Park, MN

Browse mortgage brokers serving Spring Lake Park, Minnesota. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Spring Lake Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage brokers in Spring Lake Park, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UIF Corporation
1340 81st Ave NE #2, Spring Lake Park, MN 55432
6127029575
Berins Mortgage Company
1541 County Hwy 10 Suite B, Spring Lake Park, MN 55432
7637830536

Mortgage brokers in Spring Lake Park help home buyers and refinancers find loan options from multiple lenders. Minnesota law requires brokers to be licensed through the Minnesota Department of Commerce. Brokers can assist with conventional loans FHA loans and USDA loans common in the Twin Cities metro area.

What Does a Mortgage Broker in Spring Lake Park Cost?

Mortgage brokers in Minnesota typically charge an origination fee of 0.5 percent to 1.5 percent of the loan amount. For a 300000 dollar loan this fee would be 1500 to 4500 dollars. Some brokers may also charge application fees or processing fees ranging from 300 to 500 dollars. Costs vary by broker and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Spring Lake Park?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan terms on your behalf. This can save you time and help you compare rates from different sources.
Do I need a mortgage broker to buy a home in Minnesota?
No you do not need a broker. You can apply directly with banks or credit unions. However a broker may offer access to more loan products and help you navigate Minnesota specific programs like the Minnesota Housing Finance Agency loans.
How are mortgage brokers regulated in Minnesota?
Mortgage brokers in Minnesota must be licensed by the Minnesota Department of Commerce under Minnesota Statutes Chapter 58. They must pass a background check complete pre licensing education and follow strict disclosure rules.