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Find Mortgage Brokers in St Cloud, MN

Browse mortgage brokers serving St Cloud, Minnesota. Contact information and addresses listed below.

12 agents listed
Updated June 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 12 mortgage brokers in St Cloud, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envision Capital
14 7th Ave N, St Cloud, MN 56303
(320) 291-1075 envcap.com
St. Cloud Mortgage, Inc.
606 25th Ave S #101, St Cloud, MN 56301
(320) 260-7576 stcloudmortgage.com
New American Funding - Chad Faur
4150 2nd St S Ste 325, St Cloud, MN 56301
(952) 356-3493 newamericanfunding.com
Bell Bank Mortgage, Mike Petroske
3051 2nd St S #101, St Cloud, MN 56301
(320) 253-0666 bell.bank
One Mortgage, LLC
1407 33rd St S, St Cloud, MN 56301
(320) 257-0223 onemortgagemn.com
New American Funding - St Cloud, MN
4150 2nd St S Ste 325, St Cloud, MN 56301
(320) 201-1356 newamericanfunding.com
New American Funding - Michael Schrupp
4150 2nd St N Ste 325, St Cloud, MN 56301
(612) 280-3657 newamericanfunding.com
Shelvin Dean - St. Cloud Mortgage, Inc
606 25th Ave S #101, St Cloud, MN 56301
(320) 266-4973 stcmortgage.com
Granite City Mortgage of Saint Cloud Inc
600 25th Ave S Ste 208, St Cloud, MN 56301
(320) 252-0100 granitecitymortgage.com
Chris Wahl at Guaranteed Rate Affinity (NMLS #283507)
2680 W St Germain St, St Cloud, MN 56301
(763) 235-6215 grarate.com
US Bank Mortgage
1015 W St Germain St 2nd Floor, St Cloud, MN 56301
(800) 872-2657 usbank.com
Shelvin @ St. Cloud Mortgage, Inc.
606 25th Ave S #101, St Cloud, MN 56301
(320) 266-4973 stcmortgage.com

What Does a Mortgage Broker in St Cloud Cost?

Mortgage broker fees in Minnesota typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $1,000 and $3,000. Additional costs may include application fees, credit report fees, and origination charges. Minnesota law requires brokers to provide a Loan Estimate within three business days of application. Costs vary by loan type, lender, and borrower qualifications. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage brokers need in Minnesota?
Mortgage brokers in Minnesota must be licensed through the Minnesota Department of Commerce under the Minnesota Residential Mortgage Originator and Servicer Licensing Act. They must complete pre-licensing education and pass a background check.
How do mortgage brokers in St Cloud get paid?
Mortgage brokers are typically paid through a commission based on the loan amount or a flat fee from the lender. In Minnesota, brokers must disclose all fees and compensation in a Good Faith Estimate within three business days of application.

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