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Find Mortgage Brokers Near You in White Bear Lake, MN
Directory of mortgage brokers in White Bear Lake, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
White Bear Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 12 mortgage brokers in White Bear Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleSmart, Inc. HQ
4810 White Bear Pkwy #100, White Bear Lake, MN 55110
6517793075
Ryan Mann Realtor
4801 US-61, White Bear Lake, MN 55110
6127511073
Bell Bank Mortgage, Sandy Talberg
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835212
Jenny Hanna at Prosperity Home Mortgage - Saint Paul
2137 4th St, White Bear Lake, MN 55110
6513433345
Bell Bank Mortgage, Erin Moffitt
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835240
Edina Realty - White Bear Lake Real Estate Agency
2137 4th St, White Bear Lake, MN 55110
6514267172
Jamie Larkin at CrossCountry Mortgage
4511 Allendale Dr, White Bear Lake, MN 55127
6514841474
North Oaks Wealth Management
4524 Hwy 61 N, White Bear Lake, MN 55110
6519989822
US Bank Mortgage
2650 County Rd E E, White Bear Lake, MN 55110
6517483800
CrossCountry Mortgage, LLC
4511 Allendale Dr, White Bear Lake, MN 55127
6514841474
Absolute Mortgage Inc
3564 Rolling View Dr Suite C, White Bear Lake, MN 55110
6517771112
US Bank Mortgage
4700 Clark Ave, White Bear Lake, MN 55110
8008722657
Mortgage brokers in White Bear Lake help home buyers and refinancers find loan options from multiple lenders. Minnesota law requires brokers to be licensed through the Minnesota Department of Commerce. Local brokers understand the White Bear Lake real estate market and can assist with conventional FHA and VA loans.
What Does a Mortgage Broker in White Bear Lake Cost?
Mortgage broker costs in Minnesota typically include an origination fee of 0.5% to 1.5% of the loan amount. For a $300,000 loan this fee ranges from $1,500 to $4,500. You may also pay application fees appraisal fees and credit report fees. Some brokers charge a flat fee instead of a percentage. Costs vary by lender loan type and your financial profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Minnesota?
A mortgage broker must hold a valid license from the Minnesota Department of Commerce. This license requires passing a background check and completing pre-licensing education. You can verify a brokers license on the Nationwide Multistate Licensing System website.
How long does a typical mortgage process take in Minnesota?
The mortgage process in Minnesota usually takes 30 to 45 days from application to closing. Minnesota law requires a three business day waiting period after you receive the Loan Estimate. Delays can occur if appraisals or title work take longer.
What documents do I need to apply for a mortgage in White Bear Lake?
You will need recent pay stubs W-2 forms tax returns bank statements and photo identification. Self-employed borrowers may need additional profit and loss statements. Your broker will give you a full list based on your loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.