Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 12 mortgage brokers in Excelsior Springs, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
126 Corum Rd, Excelsior Springs, MO 64024
8166372324
TitleMax Title Loans
1921 W Jesse James Rd, Excelsior Springs, MO 64024
8166372691
Security Finance
128 Corum Rd, Excelsior Springs, MO 64024
8166372206
NASB - North American Savings Bank – Excelsior Springs, MO
1001 N Jesse James Rd, Excelsior Springs, MO 64024
8166306711
Bank Midwest
201 N Jesse James Rd, Excelsior Springs, MO 64024
8166302179
Hightower Heritage Real Estate - Powered by JMG
225 N Jesse James Rd, Excelsior Springs, MO 64024
8166309990
Community Bank of Missouri
1400 Hospital Dr, Excelsior Springs, MO 64024
8166376669
Wealthsprings LLC Wealth Management
118 Spring St, Excelsior Springs, MO 64024
8166301170
Edward Jones - Financial Advisor: Brian L Yarbrough, CFP®|AAMS®
134 Crown Hill Rd, Excelsior Springs, MO 64024
8166301777
Family Wealthcare Center
1600 Rainbow Blvd, Excelsior Springs, MO 64024
8166303011
NASB Home Loans - Beverly Smith (NMLS# 544213)
1001 N Jesse James Rd, Excelsior Springs, MO 64024
8666272034
Edward Jones - Financial Advisor: Jeremy Stone
2400 Vintage Ct, Excelsior Springs, MO 64024
8166309674
What Does a Mortgage Broker in Excelsior Springs Cost?
Mortgage broker fees in Missouri typically range from 1% to 2% of the loan amount. For a $200,000 loan, that means $2,000 to $4,000 in broker fees. Some brokers charge a flat fee instead, often between $1,500 and $3,000. Additionally, you may pay third-party costs like appraisal and credit report fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Excelsior Springs Missouri?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In Missouri, brokers must disclose their fees and any lender compensation in writing.
Do I need a mortgage broker to buy a home in Excelsior Springs?
No, you can apply directly with banks or credit unions. However, a broker can save you time by shopping multiple lenders for you. Missouri law does not require a broker, but using one may help if you have unique financial circumstances.
What are the licensing requirements for mortgage brokers in Missouri?
Mortgage brokers in Missouri must be licensed through the Nationwide Multistate Licensing System and comply with the Missouri Secure and Fair Enforcement for Mortgage Licensing Act. They must pass a background check, complete pre-licensing education, and renew their license annually.