Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 5 mortgage brokers in Rochester, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Gaudet - Total Mortgage
73 Pickering Rd, Rochester, NH 03839
6035688994
OneMain Financial
120 Washington St Unit 102, Rochester, NH 03839
6033325575
Total Mortgage Rochester NMLS #2707508
73 Pickering Rd Unit 202 L, Rochester, NH 03839
6035688994
Michael D. Woods - Citizens, Home Mortgage
90 N Main St, Rochester, NH 03867
7816088555
Kristin Stephen - Mortgage Loan Officer
1 Old Dover Rd, Rochester, NH 03867
6036300038
What Does a Mortgage Broker in Rochester Cost?
Mortgage broker fees in New Hampshire typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee. You may also pay an origination fee, application fee, and third-party costs such as appraisal and title search. Total closing costs often run between 2% and 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Rochester New Hampshire?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle the application process, compare rates and terms, and help you with paperwork. In New Hampshire, brokers must be licensed by the Banking Department.
Do I need a mortgage broker or can I go directly to a bank in Rochester?
You can go directly to a bank or credit union, but a broker can shop multiple lenders to find competitive rates and terms. Brokers may have access to loan products not offered by local banks. The choice depends on your preference and financial situation.
What documents do I need to apply for a mortgage in New Hampshire?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Self-employed borrowers may need additional profit and loss statements. Your broker will provide a full list based on your loan type.