Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage brokers in Cape May, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cape May Mortgage Company
653 Washington St Suite 101, Cape May, NJ 08204
6095369147
David Strassner
1252 NJ-109 1st Floor, Cape May, NJ 08204
4432864942
Best One Stop Mortgage
221 Jackson St #44, Cape May, NJ 08204
6402234509
Best Lending Green Creek
8 Bayshore Rd, Cape May, NJ 08204
6403000540
Fairway Independent Mortgage Corporation
1252 NJ-109 1st Floor, Cape May, NJ 08204
6098840108
What Does a Mortgage Broker in Cape May Cost?
Mortgage brokers in New Jersey typically charge a loan origination fee of 1% to 2% of the loan amount. Some brokers also charge a flat fee ranging from 500 to 2,000 dollars. Additional costs may include appraisal fees, credit report fees, and processing fees. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in New Jersey?
Mortgage brokers in New Jersey must hold a license from the New Jersey Department of Banking and Insurance. They also must pass a criminal background check and complete pre-licensing education as required by the New Jersey Residential Mortgage Lending Act.
How do Cape May mortgage brokers handle seasonal properties?
Brokers in Cape May often work with lenders who understand seasonal rental income and second home financing. They can help you document rental history and meet the stricter down payment requirements for non-primary residences.
What documents do I need to apply for a mortgage in New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New Jersey also requires a signed intent to occupy form for owner-occupied loans and a property survey or title report for the closing.