Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 mortgage brokers in Chester, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Federal Mortgage Corporation
360 Rte 24, Chester, NJ 07930
9739270400
Karen McNulty
191 Main St #2, Chester, NJ 07930
2013178728
Huntington Mortgage Group
32 Collis Ln #6, Chester, NJ 07930
9088798880
Chase Mortgage
444 Main St, Chester, NJ 07930
9088797700
Fulton Mortgage Company
425 Main St, Chester, NJ 07930
8002209034
DFJ Capital Group
31 Fairmount Ave Suite 101, Chester, NJ 07930
9736711030
PNC Mortgage
25 Maple Ave, Chester, NJ 07930
9088795771
What Does a Mortgage Broker in Chester Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2.75% of the loan amount. Some brokers charge a flat fee between $2,500 and $5,000. You may also pay third party costs like appraisal fees (around $500 to $700) and title insurance (varies by property value). New Jersey law requires brokers to provide a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in New Jersey?
Mortgage brokers in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. They must also pass the SAFE Mortgage Loan Originator test and complete annual continuing education. You can verify a brokers license on the NMLS Consumer Access website.
How long does a mortgage application take in New Jersey?
A standard mortgage application in New Jersey typically takes 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for refinances. Delays can occur if appraisals or title searches take longer than expected.
What documents do I need to apply with a Chester mortgage broker?
You will need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and a valid photo ID. Self-employed borrowers may need additional profit and loss statements. The broker will also request a credit report with your permission.