ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage brokers in Cranford, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Cranford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 19 mortgage brokers in Cranford, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Alliance Home Mortgage
20 Jackson Dr 2nd floor, Cranford, NJ 07016
7325823338
HomeGotOwned Mortgages
205 N Ave W, Cranford, NJ 07016
9088582220
The Vindman Lending Team
14 Commerce Dr, Cranford, NJ 07016
7327577975
H&R Funding, LLC
216 N Ave E, Cranford, NJ 07016
9084603890
Union Home Mortgage
20 Commerce Dr # 330, Cranford, NJ 07016
9086514589
Brian Homowitz at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8668406158
Matthew Sura - Union Home Mortgage - NMLS 0507391
20 Commerce Dr # 330, Cranford, NJ 07016
9178388907
Wessex Mortgage Advocates
20 Commerce Dr Suite 135, Cranford, NJ 07016
8629305057
Albert Rapoport at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8777731226
Alejandro Leon at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
2019529060
SunQuest Funding, LLC
184 N Ave E #300, Cranford, NJ 07016
8003791829
Regional Home Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
9083256003
Tony Sanchez - American Mortgage Company
312 N Ave E, Cranford, NJ 07016
9738854569
John Cassara with H&R Funding Mortgage LLC
216 N Ave E, Cranford, NJ 07016
9086444131
Malik Shalmiyev at The Malik Team Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
6099331700
Larry Vindman at CrossCountry Mortgage
14 Commerce Dr Ste 400, Cranford, NJ 07016
9087215834
Regional Reverse Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
9083256022
First Community Mortgage - Fanwood, NJ
20 Jackson Dr FL 1, Cranford, NJ 07016
8004648626
James Favilla | Regional Reverse Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
7322394855
Mortgage brokers in Cranford New Jersey help home buyers and refinancing homeowners find competitive loan options. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local broker can give you access to lenders familiar with Cranfords real estate market and Union County property values.
What Does a Mortgage Broker in Cranford Cost?
Typical mortgage broker costs in New Jersey include an origination fee of 1% to 2% of the loan amount. Some brokers charge a flat fee ranging from 2000 to 5000 dollars. You may also pay third party costs such as appraisal fees 400 to 700 dollars and credit report fees 30 to 50 dollars. Total closing costs in New Jersey often range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Cranford do?
A mortgage broker acts as an intermediary between you and multiple lenders. They shop for loan products on your behalf and help you complete the application process. Brokers do not lend money directly but connect you with wholesale lenders.
Do I need a mortgage broker or a bank in New Jersey?
A broker can compare offers from many lenders while a bank offers only its own products. In New Jersey brokers must follow the same licensing rules as banks. The choice depends on your preference for convenience versus shopping around.
How long does a mortgage approval take in New Jersey?
Typical mortgage approval in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for refinances. Delays can occur if property appraisals or title searches take longer.
Free • No Obligation
Compare Mortgage Brokers
Get matched with agents in Cranford who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.