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Looking for a mortgage broker in Elizabeth? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Elizabeth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage brokers in Elizabeth, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
128 Elmora Ave, Elizabeth, NJ 07202
7324973253
Jill Guzman Realty Inc
124 Elmora Ave, Elizabeth, NJ 07202
9083536611
Coldwell Banker Liberty
67 Elmora Ave 2nd floor, Elizabeth, NJ 07202
9082669729
Virtue Funding LLC
80 W Grand St 3rd Floor, Elizabeth, NJ 07201
9086562048
Chase Mortgage
339 N Broad St, Elizabeth, NJ 07208
9082827001
Remco Online llc Real estate & Mortgage Counseling Center
315 W Grand St Apartment 7q, Elizabeth, NJ 07202
9085148208
Mortgage brokers in Elizabeth, New Jersey help homebuyers and homeowners find suitable loan products from multiple lenders. They are licensed through the New Jersey Department of Banking and Insurance and must follow state regulations including the New Jersey Residential Mortgage Lending Act. Working with a local broker can simplify the process of securing a mortgage for properties in Union County.
What Does a Mortgage Broker in Elizabeth Cost?
In New Jersey, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $400,000 home loan, this could mean $4,000 to $8,000 in broker compensation. Some brokers charge a flat fee between $2,500 and $5,000. You may also pay an application fee of $300 to $500. These costs are separate from lender origination fees and third-party charges like appraisals and title insurance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Elizabeth do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New Jersey, brokers must provide a Good Faith Estimate of closing costs within three business days of receiving your application.
How do I choose a mortgage broker in Elizabeth?
Look for a broker licensed with the New Jersey Department of Banking and Insurance. Check their record on the Nationwide Multistate Licensing System (NMLS). Ask about their experience with local property types and loan programs available in Union County.
What documents do I need to apply for a mortgage in New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey law also requires lenders to provide a Loan Estimate within three business days of your application. Your broker will guide you on additional documents needed for your specific situation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.