Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage brokers in Kearny, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rosa Agency Inc
553 Kearny Ave, Kearny, NJ 07032
2019977860
OneMain Financial
655 Kearny Ave #657, Kearny, NJ 07032
2012464047
What Does a Mortgage Broker in Kearny Cost?
Mortgage broker fees in New Jersey typically range from 0.5% to 2.75% of the loan amount. Some brokers charge a flat fee between $1,500 and $5,000. Additional costs may include application fees, credit report fees, and origination charges. New Jersey law requires brokers to provide a Good Faith Estimate of all fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Kearny do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New Jersey, brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Kearny?
Look for a broker licensed in New Jersey with positive client reviews. Ask about their experience with local property types and loan programs. You can verify a brokers license through the New Jersey Department of Banking and Insurance website.
What documents do I need to apply for a mortgage in New Jersey?
Typical documents include pay stubs, tax returns, bank statements, and identification. New Jersey also requires a property appraisal and title search. Your broker will provide a complete list based on your loan type and financial situation.