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Compare Mortgage Brokers in Lodi, NJ

Directory of mortgage brokers in Lodi, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Lodi, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in Lodi, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital One Bank
184 Essex St, Lodi, NJ 07644
2015872035
Frank Dillon: Primerica - Financial Services
89 US-46, Lodi, NJ 07644
8622478162
Chase Mortgage
370 Essex St, Lodi, NJ 07644
2018454868
Lynette Hennessey - Mortgage Loan Officer
150 Main St, Lodi, NJ 07644
9732193519

Mortgage brokers in Lodi, New Jersey help homebuyers and refinancers find suitable loan products from multiple lenders. New Jersey law requires all mortgage brokers to be licensed by the New Jersey Department of Banking and Insurance. Working with a local broker can simplify the process of securing a mortgage for a home in Bergen County.

What Does a Mortgage Broker in Lodi Cost?

Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay for an appraisal, credit report, and other third-party costs. New Jersey law requires brokers to disclose all fees in a written agreement. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Lodi?
A mortgage broker acts as an intermediary between you and multiple lenders. They help you compare loan options, interest rates, and terms. In New Jersey, brokers must follow strict licensing rules set by the state.
How do I choose a mortgage broker in Lodi?
Look for a broker who is licensed in New Jersey and has experience with local property types. Check their reputation through online reviews and ask about their fees upfront. A good broker will explain all costs clearly.
What documents do I need for a mortgage in New Jersey?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey may require additional documents for certain loan types. Your broker will provide a complete list based on your situation.