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Directory of mortgage brokers in Long Beach, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Long Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage brokers in Long Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Van Dyk Group
12800 Long Beach Blvd, Long Beach, NJ 08008
6094921511
Long Beach Island Real Estate
7900 Long Beach Blvd, Long Beach, NJ 08008
6093618000
Nathan Colmer Long Beach Island Real Estate Agent
12800 Long Beach Blvd, Long Beach, NJ 08008
6092904293
Mortgage brokers in Long Beach, New Jersey help home buyers and refinancers find suitable loan products from multiple lenders. New Jersey law requires mortgage brokers to hold a license from the New Jersey Department of Banking and Insurance. Working with a local broker can be helpful for navigating unique factors like flood insurance requirements in this coastal community.
What Does a Mortgage Broker in Long Beach Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Additional costs may include application fees, appraisal fees, and origination points. Costs vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in New Jersey?
A mortgage broker must hold a New Jersey Mortgage Broker License issued by the Department of Banking and Insurance. The broker must also complete continuing education each year to maintain the license.
How long does a mortgage pre-approval last in New Jersey?
A mortgage pre-approval typically lasts 60 to 90 days in New Jersey. After that period, the lender may require updated financial documents and a new credit check.
Are there specific flood insurance rules for Long Beach mortgages?
Yes. Properties in Long Beach are in a Special Flood Hazard Area, so flood insurance is required for most federally backed mortgages. New Jersey law also mandates disclosure of flood risk during the home buying process.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.