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8 agents listed
Updated May 2026
Montclair, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 mortgage brokers in Montclair, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joseph Aziz Real Estate
151 Forest St Unit H, Montclair, NJ 07042
2017085067
Platinum Mortgage LLC
75 Midland Ave, Montclair, NJ 07042
9733375950
Aja Ann Mauceri Realtor Since 2003
242 Bellevue Ave, Montclair, NJ 07043
8622161730
Mickey Ballantine at Rate (NMLS #39300)
325 Claremont Ave Suite #6, Montclair, NJ 07042
9732022651
First Prestige Mortgage Services Inc DBA Minority Heritage Mortgage
110 Valley Rd, Montclair, NJ 07042
9737448300
John Jimenez Real Broker
28 Valley Rd Suite 1, Montclair, NJ 07042
2016582444
Brett Lehman - Chase Home Lending Advisor - NMLS ID 142413
19 N Fullerton Ave, Montclair, NJ 07042
2012076023
Axios Mortgage & Real Estate Consulting LLC
539 Valley Rd #2a, Montclair, NJ 07043
9738659937
A mortgage broker in Montclair, New Jersey can help you compare loan options from multiple lenders. New Jersey law requires brokers to be licensed through the New Jersey Department of Banking and Insurance. Montclair home buyers often work with brokers to navigate local market conditions and find competitive rates.
What Does a Mortgage Broker in Montclair Cost?
Mortgage brokers in New Jersey typically charge a fee of 1% to 2% of the loan amount. For a $400,000 home this means a fee between $4,000 and $8,000. Some brokers charge a flat fee of $2,500 to $5,000. Costs vary by loan type, loan size, and the specific broker. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Montclair do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. In New Jersey, brokers must follow state disclosure rules and provide a Loan Estimate within three business days of application.
How do I choose a mortgage broker in New Jersey?
Check that the broker is licensed through the New Jersey Department of Banking and Insurance using the NMLS database. Ask about their experience with Montclair properties and their fee structure. Read online reviews and request references from past clients.
Are there special mortgage rules for New Jersey home buyers?
Yes. New Jersey has a 3.5% minimum down payment for FHA loans and a 5% minimum for conventional loans in many cases. The state also offers the NJHMFA program for first time buyers with down payment assistance. All mortgage brokers must follow the New Jersey Truth in Lending Act and provide clear cost disclosures.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.