Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage brokers in New Brunswick, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Jersey Community Capital
100 Albany St Suite 250, New Brunswick, NJ 08901
7326402061
Reel men sb hai
90 Paterson St, New Brunswick, NJ 08901
8559138637
Crown Funding LLC
41 Bayard St suite 418, New Brunswick, NJ 08901
7322537323
Sanjay Gupta - 1492158 - Wells Fargo Home Mortgage
120 Albany St Ste B, New Brunswick, NJ 08901
7324894661
Commercial Lending New Brunswick New Jersey
303 George St, New Brunswick, NJ 08901
7324798168
Mortgage, Bank of America
609 Livingston Ave, New Brunswick, NJ 08901
7329177685
What Does a Mortgage Broker in New Brunswick Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $300,000 loan that means $3,000 to $6,000. Some brokers charge a flat fee instead, often between $2,500 and $5,000. You may also pay application fees, processing fees, and third party costs like appraisal and credit report fees. New Jersey law requires brokers to disclose all fees in writing before you sign. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in New Brunswick New Jersey?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from multiple banks and credit unions, and help you complete the application process. In New Jersey, brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in New Brunswick?
Look for a broker licensed with the New Jersey Department of Banking and Insurance. Ask about their experience with local lenders and their knowledge of New Jersey specific programs. Check online reviews and request a written fee estimate before you commit.
Are there New Jersey specific rules for mortgage brokers?
Yes. New Jersey requires mortgage brokers to be licensed and to provide a Good Faith Estimate of costs within three business days of application. Brokers must also follow the New Jersey Consumer Fraud Act and cannot charge excessive fees. The state also limits prepayment penalties on certain loans.