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Find Mortgage Brokers in Ocean City, NJ

Looking for a mortgage broker in Ocean City? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 9 mortgage brokers in Ocean City, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brass Financial Group
1145 Asbury Ave unit a, Ocean City, NJ 08226
(609) 800-3863 brassfinancialgroup.com
Saltwater Living Team by Christopher Oliva
201 34th St, Ocean City, NJ 08226
(609) 602-0508 christopherolivaco.com
Suzanne Bryce at Rate (NMLS #91143)
1205 West Ave # A, Ocean City, NJ 08226
(609) 294-4433 rate.com
Longbridge Financial, LLC - John Walters - Reverse Mortgages
1501 Pleasure Ave, Ocean City, NJ 08226
(551) 252-5773 agents.longbridge-financial.com
Ocean City Financial Group
700 West Ave Suite 200, Ocean City, NJ 08226
(609) 814-1100 oceancityfinancialgroup.com
Guaranteed Rate
301 E 10th St 1st Floor, Ocean City, NJ 08226
(609) 391-5206
Waterstone Mortgage Corporation
903 Bay Ave Suite 208, Ocean City, NJ 08226
(401) 240-5468 waterstonemortgage.com
Best Home Loans & Realty
801 Asbury Ave, Ocean City, NJ 08226
(640) 650-2221 besthomeloansrealty.xyz
Joe Jackson-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
(732) 476-1293 mortgage.usbank.com

Mortgage brokers in Ocean City New Jersey help buyers and homeowners find suitable loan products from multiple lenders. They are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations including the New Jersey Residential Mortgage Lending Act. Ocean City is a popular shore community with seasonal and year-round properties, so brokers here often handle unique financing for vacation homes and investment properties.

What Does a Mortgage Broker in Ocean City Cost?

Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Costs vary based on loan complexity and lender terms. New Jersey law requires brokers to disclose all fees in a Good Faith Estimate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Ocean City New Jersey?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle the application process, compare rates, and guide you through New Jersey specific requirements such as property surveys and flood insurance for coastal areas.
Do I need a mortgage broker for a shore house in Ocean City?
A broker can be helpful for shore properties because they know which lenders offer loans for second homes or rental properties. They also understand New Jersey flood zone requirements and can help you find a lender who works with seasonal income for vacation rentals.
How do I choose a mortgage broker in Ocean City New Jersey?
Check that the broker is licensed with the New Jersey Department of Banking and Insurance. Ask about their experience with coastal properties and review their fee structure. You can verify a license on the NIPLR website.

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