Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 11 mortgage brokers in Phillipsburg, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
Michael Bryan - Mortgage Specialist
45 3rd St Suite A, Phillipsburg, NJ 08865
9083887275
Edward Jones - Financial Advisor: Aaron Fuhrman
201 Strykers Rd Ste 1, Phillipsburg, NJ 08865
9085544546
David Freiman Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9086425893
Mark Scuderi Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
Mary Silva Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9089101138
Cecile Ciliberto
533 Memorial Pkwy, Phillipsburg, NJ 08865
9088098324
David Sadek
533 Memorial Pkwy, Phillipsburg, NJ 08865
8002267769
PNC Mortgage
Hillcrest Mall, 755 Memorial Pkwy, Phillipsburg, NJ 08865
9088599537
Andrew Muro
533 Memorial Pkwy, Phillipsburg, NJ 08865
2012079441
Hiral Patel Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
2158704980
What Does a Mortgage Broker in Phillipsburg Cost?
Mortgage broker costs in New Jersey typically range from 1% to 3% of the loan amount. This fee is often paid by the lender or can be charged directly to the borrower. Some brokers charge a flat fee of $1,500 to $3,000. You may also pay for an appraisal, credit report, and other third-party fees. Always ask for a Loan Estimate which shows all costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in New Jersey?
A mortgage broker in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. This license requires passing a background check and completing pre-licensing education. You can verify a brokers license on the NMLS Consumer Access website.
How long does a mortgage pre-approval last in New Jersey?
A mortgage pre-approval in New Jersey typically lasts 60 to 90 days. After that period, the lender may need to re-verify your income, credit, and assets. Some brokers can extend the pre-approval if your financial situation remains the same.
Are there specific down payment assistance programs for Phillipsburg buyers?
Yes, New Jersey offers the NJHMFA First-Time Home Buyer Program which provides down payment and closing cost assistance. Warren County also has local programs for eligible buyers. A mortgage broker can help you determine if you qualify for these programs.