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Directory of mortgage brokers in Ridgewood, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Ridgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 11 mortgage brokers in Ridgewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Gubb Team - Keller Williams Ridgewood Realtor
74 Godwin Ave, Ridgewood, NJ 07450
2012996261
Anne Ryoo, Branch Manager | Fairway Independent Mortgage
31 N Broad St, Ridgewood, NJ 07450
9175385855
Inna Corrado -Experienced Real Estate Agent in Bergen County, NJ
Rachel Velez - Chase Home Lending Advisor - NMLS ID 624065
84 E Ridgewood Ave, Ridgewood, NJ 07450
8622019288
Jumbo Mortgage LLC
45 N Broad St, Ridgewood, NJ 07450
2014788404
Birch Mortgage LLC
45 N Broad St, Ridgewood, NJ 07450
2014734500
Mortgage brokers in Ridgewood, New Jersey help homebuyers and homeowners find suitable loan products from various lenders. New Jersey law requires all mortgage brokers to be licensed by the New Jersey Department of Banking and Insurance. Working with a local broker can simplify the process of securing a mortgage for homes in Bergen County.
What Does a Mortgage Broker in Ridgewood Cost?
Mortgage brokers in New Jersey typically charge a fee of 1 to 2 percent of the loan amount. Some brokers may charge a flat fee ranging from 1,000 to 3,000 dollars. Costs vary based on loan complexity and the broker's compensation structure. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Ridgewood?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New Jersey, brokers must follow state regulations regarding disclosure of fees and loan terms.
How do I choose a mortgage broker in New Jersey?
Look for a broker who is licensed with the New Jersey Department of Banking and Insurance. Check their experience with local Ridgewood properties and ask for references. Compare their fee structures and loan options before making a decision.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.