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Find Mortgage Brokers Near You in South Amboy, NJ

Looking for a mortgage broker in South Amboy? Review the directory below to compare your options.

2 agents listed
Updated June 2026
South Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 mortgage brokers in South Amboy, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Matthew Rowack Real Estate Team
101-103 S Broadway, South Amboy, NJ 08879
(908) 869-8646 rowackteam.com
CNJ Insurance Agency
924 US-9 S, South Amboy, NJ 08879
(732) 707-3200 cnjinsurance.com

Mortgage brokers in South Amboy, New Jersey help home buyers and refinancers find suitable loan products from various lenders. They are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations including the New Jersey Consumer Loan Licensing Act. Brokers can assist with conventional, FHA, VA, and USDA loans for properties in Middlesex County.

What Does a Mortgage Broker in South Amboy Cost?

Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $300,000 home loan, this means $3,000 to $6,000 in broker fees. Some brokers charge a flat fee of $2,500 to $5,000. Additional costs include appraisal fees ($400 to $700), credit report fees ($30 to $50), and title insurance. New Jersey law requires brokers to provide a Good Faith Estimate of all fees. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in New Jersey?
A mortgage broker in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. They also need to pass the SAFE Mortgage Loan Originator test and complete annual continuing education.
How do I choose a mortgage broker in South Amboy?
Look for a broker with a valid New Jersey license and positive reviews from local clients. Ask about their experience with properties in Middlesex County and the specific loan types you need.
What documents do I need to apply for a mortgage in New Jersey?
You will typically need pay stubs, tax returns, bank statements, and proof of assets. New Jersey also requires a property appraisal and a title search for the home in South Amboy.

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