ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage brokers in South Plainfield. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in South Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alliance Mortgage
900 Oak Tree Ave suite b, South Plainfield, NJ 07080
9082229511
Lava Mortgage Solutions LLC
51 Cragwood Rd Suite 305, South Plainfield, NJ 07080
8483918624
Kwik Mortgage Corporation
1 Cragwood Rd #103a, South Plainfield, NJ 07080
8882517283
Shreshth Bansal Mortgage Originator
900 Oak Tree Ave suite b, South Plainfield, NJ 07080
9082409153
Mortgage brokers in South Plainfield, New Jersey help home buyers and refinancing homeowners connect with lenders. They can assist with various loan types including conventional, FHA, and VA loans. New Jersey requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS) and follow state-specific disclosure rules under the New Jersey Consumer Loan Act.
What Does a Mortgage Broker in South Plainfield Cost?
Mortgage broker fees in New Jersey typically range from 1% to 3% of the loan amount. For a $300,000 loan, this can mean $3,000 to $9,000 in broker compensation. Some brokers charge a flat fee instead, often between $2,500 and $5,000. Costs vary based on loan complexity and lender terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in South Plainfield?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. In New Jersey, brokers must provide a Good Faith Estimate and follow state disclosure laws.
How do I choose a mortgage broker in South Plainfield?
Check that the broker is licensed through the NMLS and has a physical office in New Jersey. Ask about their experience with local lenders and request references. You can verify a brokers license on the New Jersey Department of Banking and Insurance website.
Are there New Jersey specific rules for mortgage brokers?
Yes. New Jersey requires mortgage brokers to provide a written agreement outlining fees and services. They must also follow the New Jersey Truth in Lending Act and cannot charge upfront fees without a signed agreement. Brokers must disclose any conflicts of interest.
Free • No Obligation
Compare Mortgage Brokers
Get matched with agents in South Plainfield who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.