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Compare Mortgage Brokers in Summit, NJ

Directory of mortgage brokers in Summit, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage brokers in Summit, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lois Schneider Realtor
431 Springfield Ave, Summit, NJ 07901
9082771398
NATASHA MECI | Weichert REALTORS® | New Jersey
474 Morris Ave, Summit, NJ 07901
9738735336
Steven Luzzi at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
8777731226
North/Central NJ Real Estate Agent, Kathleen Pile, Coldwell Banker
401 Springfield Ave, Summit, NJ 07901
9085916359
Coldwell Banker Realty - Summit Office
401 Springfield Ave, Summit, NJ 07901
9085221800
Michelle Giordano - Central New Jersey Real Estate
357 Springfield Ave, Summit, NJ 07901
9088929989
Coldwell Banker : Lori Dahl
401 Springfield Ave, Summit, NJ 07901
9085221800
Jacqueline Koven at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
7323007452
Chase Home Lending
67-69 Summit Ave, Summit, NJ 07901
9082968104

Mortgage brokers in Summit New Jersey help home buyers and refinancing homeowners find suitable loan products from multiple lenders. New Jersey requires mortgage brokers to be licensed by the New Jersey Department of Banking and Insurance. Summit brokers often work with clients purchasing homes in Union County and can guide you through New Jerseys specific appraisal and disclosure rules.

What Does a Mortgage Broker in Summit Cost?

Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $500,000 loan, that means $5,000 to $10,000. Some brokers charge a flat fee instead, often between $2,000 and $5,000. Additional costs may include application fees, origination fees, and third-party charges for appraisals or credit reports. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Summit New Jersey?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options, and help you apply for a mortgage that fits your needs. In New Jersey, brokers must follow state licensing rules and provide clear disclosures about fees.
How do I choose a mortgage broker in Summit?
Look for a broker who is licensed in New Jersey and has experience with local properties in Union County. Check their reputation with the New Jersey Division of Consumer Affairs. Ask about their lender network and how they are compensated to avoid conflicts of interest.
What documents do I need to apply for a mortgage in New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey may also require additional documentation for certain loan types. Your broker will provide a complete list based on your situation.