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Find Mortgage Brokers in Totowa, NJ

Looking for a mortgage broker in Totowa? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 8 mortgage brokers in Totowa, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - John Palumbo's Team - Totowa, NJ
231 Union Blvd 1st Floor, Totowa, NJ 07512
(973) 699-3797 movement.com
Alterra Home Loans
999 Riverview Dr, Totowa, NJ 07512
(877) 845-4805 goalterra.com
Peter D'Angelo at Rate (NMLS #885309)
195 US-46 #1, Totowa, NJ 07512
(973) 241-8946 rate.com
Dawn Logatto - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512
(201) 906-8682 movement.com
Gary Cornelius - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512
(201) 694-3245 movement.com
All Ways Lending
41 Vreeland Ave Suite 45, Totowa, NJ 07512
(973) 897-4529 allwayslending.com
LCD Commercial
195 US-46, Totowa, NJ 07512
(973) 435-2800 lcdcommercial.com
Rate
195 US-46 #1, Totowa, NJ 07512
(973) 241-8946 rate.com

Mortgage brokers in Totowa New Jersey help homebuyers and homeowners find suitable loan products from multiple lenders. They assist with conventional loans FHA loans and VA loans while navigating New Jersey specific requirements such as the state mandated 3 day right of rescission for refinances. Working with a local broker can simplify the process of securing financing for your home purchase or refinance in Passaic County.

What Does a Mortgage Broker in Totowa Cost?

Mortgage broker fees in New Jersey typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Additional costs may include application fees appraisal fees and credit report fees. Costs vary by lender loan type and your financial profile. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Totowa New Jersey?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan options and help you complete the application process. In New Jersey brokers must be licensed by the Department of Banking and Insurance.
How do I choose a mortgage broker in Totowa?
Look for a broker with a valid New Jersey mortgage broker license. Check their experience with local properties and ask about their lender network. You can verify a license through the Nationwide Multistate Licensing System.
Are there New Jersey specific rules for mortgage brokers?
Yes New Jersey requires mortgage brokers to be licensed and follow the New Jersey Residential Mortgage Lending Act. They must provide a Good Faith Estimate and disclose all fees. New Jersey also has a 3 day right of rescission for most refinances.

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