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Mortgage Brokers in Carlsbad, NM

Browse mortgage brokers serving Carlsbad, New Mexico. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Carlsbad, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 4 mortgage brokers in Carlsbad, NM Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Carlsbad NMLS 2705023
115 S Canyon St, Carlsbad, NM 88220
5756896193
Donna Cline
207 W McKay St, Carlsbad, NM 88220
5056815441
Emily Priestley
207 W McKay St, Carlsbad, NM 88220
6412290979
Pacific Wholesale Mortgage
N Canal St, Carlsbad, NM 88220
9163057654

Mortgage brokers in Carlsbad New Mexico help homebuyers and refinancing clients find suitable loan products from multiple lenders. New Mexico law requires mortgage brokers to be licensed through the New Mexico Regulation and Licensing Department Financial Institutions Division. Working with a local broker can provide insight into Carlsbad real estate market conditions and specific financing options for Eddy County properties.

What Does a Mortgage Broker in Carlsbad Cost?

Mortgage broker fees in New Mexico typically range from 1% to 2% of the loan amount. For a $200,000 loan this means $2,000 to $4,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs also include third party fees for appraisal credit report and title services. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in New Mexico?
Mortgage brokers in New Mexico must hold a valid license from the New Mexico Regulation and Licensing Department. They must also register with the Nationwide Multistate Licensing System and Registry. This ensures they meet state education and background check requirements.
How do I choose a mortgage broker in Carlsbad?
Verify the brokers license through the New Mexico Regulation and Licensing Department website. Ask about their experience with local lenders and loan programs. Request a written estimate of fees and compare offers from multiple brokers.
What documents do I need to apply for a mortgage in New Mexico?
You typically need recent pay stubs tax returns bank statements and a government issued ID. New Mexico law may also require proof of homeowners insurance and property tax information. Your broker will provide a complete list based on your loan type.