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Looking for a mortgage broker in Ballston Lake? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Ballston Lake, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage brokers in Ballston Lake, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Launch Financial Group
331 Ushers Rd, Ballston Lake, NY 12019
8442983727
M&T Mortgage
313 Ushers Rd #1, Ballston Lake, NY 12019
5188477870
think mortgage
331 Ushers Rd Suite 106, Ballston Lake, NY 12019
6464605676
Jim Morahan - M&T Bank
313 Ushers Rd, Ballston Lake, NY 12019
5188773566
Paul Hurley - M&T Bank
313 Ushers Rd, Ballston Lake, NY 12019
5188773573
Mortgage brokers in Ballston Lake New York help homebuyers and homeowners find suitable loan products from multiple lenders. New York law requires mortgage brokers to be licensed by the Department of Financial Services and follow strict disclosure rules. Working with a local broker can simplify the process of securing a mortgage for homes in Saratoga County.
What Does a Mortgage Broker in Ballston Lake Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. Additional costs may include application fees, appraisal fees, and credit report charges. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Ballston Lake do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application. In New York, brokers must provide a Mortgage Broker Agreement and a Good Faith Estimate of costs.
How do I choose a mortgage broker in Ballston Lake?
Look for a broker licensed with the New York State Department of Financial Services. Check their experience with local properties and read client reviews. You can verify a brokers license through the Nationwide Multistate Licensing System.
Are there New York specific rules for mortgage brokers?
Yes. New York requires mortgage brokers to disclose all fees upfront and provide a written agreement. They cannot charge a fee until you receive a loan commitment. The state also limits prepayment penalties on certain loans.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.