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Showing 2 mortgage brokers in Bardonia, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Philip Lucrezia - GoRascal
521 NY-304, Bardonia, NY 10954
8454945848
Go Rascal : Patille Kupelian Licensed Mortgage Broker
521 NY-304, Bardonia, NY 10954
2012065956
What Does a Mortgage Broker in Bardonia Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. Additional costs include application fees, appraisal fees (usually $400 to $700), and title insurance. New York law requires brokers to disclose all fees in writing before you commit. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Bardonia?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan products, and help you apply. In New York, brokers must provide a Good Faith Estimate of costs within three business days of your application.
Do I need a mortgage broker or can I go directly to a bank?
You can choose either option. A broker may offer access to more lenders and loan types, while a direct bank might have exclusive products. New York law requires brokers to disclose any fees or commissions they receive from lenders.
What documents do I need to apply for a mortgage in Bardonia?
Typically you need pay stubs, tax returns, bank statements, and identification. New York also requires a property appraisal and a title search. Your broker will give you a complete list based on your loan type.