Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 mortgage brokers in Bedford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Margo Lancia Real Estate Salesperson
22 Village Green, Bedford, NY 10506
9145884379
Scott Horwitz, Houlihan Lawrence Inc.
22 Village Green, Bedford, NY 10506
9149075718
Houlihan Lawrence - Bedford Real Estate Agency
22 Village Green, Bedford, NY 10506
9142349099
Pyramid Capital Group Inc
26 Village Green, Bedford, NY 10506
9142195550
DE Capital Mortgage
438 Old Post Rd #101, Bedford, NY 10506
9142344590
Chase Home Lending
420 Old Post Rd, Bedford, NY 10506
9145237582
David Kossow - Chase Home Lending Advisor - NMLS ID 429833
420 Old Post Rd, Bedford, NY 10506
9145237582
What Does a Mortgage Broker in Bedford Cost?
Mortgage broker fees in New York generally range from 1% to 3% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. These costs are often paid by the lender through a yield spread premium or directly by the borrower. New York law requires full disclosure of all fees in the Loan Estimate and Closing Disclosure. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Bedford do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your financial situation. They handle paperwork, compare rates, and guide you through the approval process. In New York brokers must follow strict disclosure rules under General Business Law Article 12-D.
How do I choose a mortgage broker in Bedford New York?
Look for a broker who is licensed with the New York State Department of Financial Services and has experience with properties in Westchester County. Ask about their fee structure and request references from past clients. Always verify their license status on the NMLS Consumer Access website.
What documents do I need to apply for a mortgage through a broker?
You will typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a signed Good Faith Estimate and a Mortgage Loan Origination Agreement. Your broker will provide a full checklist based on your loan type and financial profile.