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Directory of mortgage brokers in Dunkirk, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Dunkirk, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage brokers in Dunkirk, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
3968 Vineyard Dr, Dunkirk, NY 14048
7163796549
Gugino & Ryel Financial
200 Lake Shore Dr W, Dunkirk, NY 14048
7163632804
Mortgage brokers in Dunkirk, New York help home buyers and refinancing homeowners find suitable loan products from various lenders. New York law requires mortgage brokers to be licensed by the Department of Financial Services and to follow strict disclosure rules. Working with a local broker can simplify the process of securing a mortgage for homes in Chautauqua County.
What Does a Mortgage Broker in Dunkirk Cost?
In New York, mortgage broker fees typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. Additional costs may include application fees, appraisal fees, and origination points. Costs vary by lender, loan type, and your financial profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Dunkirk New York?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In New York, brokers must provide a written disclosure of fees and any conflicts of interest.
Is a mortgage broker required to be licensed in New York?
Yes, New York requires all mortgage brokers to be licensed by the Department of Financial Services. You can verify a brokers license on the DFS website. This ensures they meet state education and background check requirements.
How do I choose a mortgage broker in Dunkirk?
Look for a broker with experience in the local Dunkirk market and check their license status with New York DFS. Ask about their fee structure and lender network. Reading online reviews and getting referrals from local real estate agents can also help.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.