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Find Mortgage Brokers in Flushing, NY

Compare mortgage brokers in Flushing. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Flushing, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage brokers in Flushing, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RCG Mortgage Queens NY
186-09 Union Tpke, Flushing, NY 11366
7189697100
Best Solution Mortgage, Inc
39-07 Prince St # 4B, Flushing, NY 11354
7188881196
R&J No Income Mortgage NYC
75-39 179th St, Flushing, NY 11366
8553557696

Mortgage brokers in Flushing New York help home buyers and refinancers find suitable loan options from multiple lenders. New York law requires mortgage brokers to be licensed by the Department of Financial Services and to follow strict disclosure rules. Working with a local broker can give you access to lenders familiar with Queens County property values and unique financing needs.

What Does a Mortgage Broker in Flushing Cost?

Mortgage brokers in New York typically charge a fee ranging from 0.5% to 2.75% of the loan amount. For a $400,000 loan this could be $2,000 to $11,000. Some brokers are paid by the lender through yield spread premiums, which may reduce or eliminate your upfront cost. You should always ask for a written fee agreement before proceeding. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Flushing New York?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you compare rates and terms. In New York, brokers must provide a written disclosure of their fees and any lender compensation before you commit.
Do I need a mortgage broker to buy a home in Flushing?
No, you can apply directly to banks or credit unions. However a broker can save you time by comparing multiple lenders at once. Brokers also often have access to specialized loan programs that may not be available to the general public.
Are mortgage brokers regulated in New York State?
Yes, mortgage brokers in New York must be licensed by the Department of Financial Services under Article 12-D of the Banking Law. They must pass a background check, complete pre-licensing education, and renew their license annually. Brokers are also required to give you a Loan Estimate within three business days of your application.