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Directory of mortgage brokers in Goshen, New York. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Goshen, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 9 mortgage brokers in Goshen, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial Credit Union
103-104 Clowes Ave, Goshen, NY 10924
8455615607
Guy Cusumano, Realtor - Howard Hanna | Rand Realty
Mortgage brokers in Goshen, New York help homebuyers and homeowners find suitable loan products from multiple lenders. Located in Orange County, Goshen residents often work with brokers to navigate New York State specific requirements, such as the mandatory attorney review period for purchase contracts. A broker can simplify the process of comparing rates and terms for first-time buyers and those looking to refinance.
What Does a Mortgage Broker in Goshen Cost?
Mortgage brokers in New York typically charge a fee ranging from 0.5% to 2.75% of the loan amount. Some brokers are paid by the lender through yield spread premiums, which can reduce your upfront costs. You may also pay an application fee or processing fee of several hundred dollars. Total costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Goshen New York?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New York, brokers must be licensed by the Department of Financial Services.
How do I choose a mortgage broker in Goshen?
Look for a broker who is licensed in New York and has experience with local property types and lenders. Check their reviews and ask about their fee structure. It is wise to interview a few brokers to find one who communicates clearly and understands your needs.
What documents do I need to apply for a mortgage in New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. For self-employed borrowers, additional profit and loss statements may be required. Your broker will provide a full list based on your situation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.