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Looking for a mortgage broker in Guilderland? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage brokers in Guilderland, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CM Fox Real Estate
2390 Western Ave 2nd Floor, Guilderland, NY 12084
5188617030
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
5184562910
Christopher McCabe Real Estate Professional
2390 Western Ave, Guilderland, NY 12084
5183788756
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
5184568643
Trustco Bank
2050 Western Ave, Guilderland, NY 12084
5184526913
NBT Bank
5 New Karner Rd, Guilderland, NY 12084
5184522507
A mortgage broker in Guilderland, New York can help you compare loan options from multiple lenders to find the right mortgage for your home purchase or refinance. New York State requires mortgage brokers to be licensed through the Department of Financial Services and follow strict disclosure rules under General Business Law Article 12-D. Working with a local broker who knows the Albany County real estate market can simplify the process of buying a home in Guilderland.
What Does a Mortgage Broker in Guilderland Cost?
In New York, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $300,000 home loan, this could mean a fee of $3,000 to $6,000. Some brokers charge a flat fee instead of a percentage. You may also pay for an appraisal, credit report, and other third party costs. New York law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Guilderland?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They gather your financial information, shop rates and terms from different banks and credit unions, and guide you through the application process. Brokers do not lend money directly but help you compare options.
How do I choose a mortgage broker in New York?
Look for a broker licensed by the New York State Department of Financial Services. You can verify a license on the NMLS Consumer Access website. Ask about their experience with local lenders and their knowledge of New York specific programs like SONYMA (State of New York Mortgage Agency) loans.
What documents do I need to apply for a mortgage through a broker?
You will typically need recent pay stubs, W-2 forms or tax returns from the last two years, bank statements, and proof of any other assets. New York law also requires brokers to provide a Loan Estimate within three business days of receiving your application. Your broker will give you a full list of required documents.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.