Find Mortgage Brokers in Irvington, NY
Directory of mortgage brokers in Irvington, New York. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 10 mortgage brokers in Irvington, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Broker in Irvington Cost?
Mortgage broker costs in New York typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee of $2,500 to $5,000. Additional costs may include application fees, appraisal fees, and credit report fees, which are usually passed through to the borrower. New York law caps certain origination fees and requires full disclosure of all costs in the Loan Estimate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in New York?
A mortgage broker in New York must hold a license from the New York State Department of Financial Services under Article 12-D of the General Business Law. They must also pass a background check and complete pre-licensing education.
How do mortgage broker fees work in Irvington?
Mortgage brokers typically charge a fee of 1% to 2% of the loan amount, which is paid at closing. New York law requires brokers to provide a Good Faith Estimate of all fees within three business days of a loan application.