Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage brokers in Lake Grove, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Charles Schwab
2095 Moriches Rd, Lake Grove, NY 11755
6313606410
HomeSmart Premier Living Realty
2780 Middle Country Rd, Lake Grove, NY 11755
5165359692
Chase Home Lending
2001 Nesconset Hwy, Lake Grove, NY 11755
4436047437
What Does a Mortgage Broker in Lake Grove Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. You may also pay application fees, appraisal fees, and origination points. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Lake Grove?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. In New York, brokers must provide a Loan Estimate within three business days of your application.
How do I choose a mortgage broker in Lake Grove?
Look for a broker licensed with the New York State Department of Financial Services. Check their experience with local property types and ask about their fee structure. You can verify a brokers license on the Nationwide Multistate Licensing System website.
What documents do I need for a mortgage application in New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New York law also requires proof of homeowners insurance before closing. Self-employed borrowers may need additional profit and loss statements.