Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage brokers in New Paltz, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Focused Financing
171 Main St, New Paltz, NY 12561
6318970051
Ulster Savings Bank
226 Main St, New Paltz, NY 12561
8452555470
Julie Mazur- Hudson Valley Real Estate Expert
134 Main St, New Paltz, NY 12561
8458533708
Chase Mortgage
2 Plattekill Ave, New Paltz, NY 12561
8452550500
What Does a Mortgage Broker in New Paltz Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Costs may include origination fees, application fees, and processing fees. New York law requires brokers to disclose all fees in writing before you proceed. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in New Paltz?
A mortgage broker acts as an intermediary between you and multiple lenders. They help you find loan programs that fit your financial situation and guide you through the application process. In New York, brokers must follow strict licensing rules under Banking Law Article 12-D.
How do I choose a mortgage broker in New Paltz?
Look for a licensed broker with experience in New York real estate. Check their record with the New York Department of Financial Services. Ask about their knowledge of local property types, including co-ops and condos common in the area.
What documents do I need for a mortgage application in New York?
You typically need pay stubs, tax returns, bank statements, and identification. New York law requires lenders to provide a Loan Estimate within three business days of your application. Your broker can help you gather all required paperwork.