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12 agents listed
Updated May 2026
Oswego, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 mortgage brokers in Oswego, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
437 NY 104 #21, Oswego, NY 13126
3153426338
Compass Federal Credit Union
131 George St, Oswego, NY 13126
3153425300
PathFinder Bank
291 NY 104 East, Oswego, NY 13126
3153434483
NBT Bank
161 NY 104, Oswego, NY 13126
3153426272
NBT Bank
30 W Utica St, Oswego, NY 13126
3153431100
Pathfinder Bank
34 E Bridge St, Oswego, NY 13126
3153432577
CNY Abstract & Title Services
44 E Bridge St Suite 304, Oswego, NY 13126
3152164998
Randy Zeigler - Private Wealth Advisor, Ameriprise Financial Services, LLC
97 W Utica St, Oswego, NY 13126
3153421227
Fitzgibbons Real Estate
44 E Bridge St #1, Oswego, NY 13126
3153425000
Chase Mortgage
204 W 1st St, Oswego, NY 13126
3153439650
Northwestern Mutual
218 W 8th St, Oswego, NY 13126
3153432323
Benjamin L Ryan - Financial Advisor, Ameriprise Financial Services, LLC
97 W Utica St, Oswego, NY 13126
3153421227
Mortgage brokers in Oswego, New York help borrowers find suitable home loan products from various lenders. They are licensed under New York Banking Law and must follow state regulations on fee disclosure and loan estimates. Working with a local broker can simplify the mortgage process for home buyers in Oswego County.
What Does a Mortgage Broker in Oswego Cost?
Mortgage brokers in New York typically charge a fee of 1% to 2% of the loan amount. For a $200,000 loan, that equals $2,000 to $4,000. Some brokers receive compensation from lenders instead of charging the borrower directly. Costs vary by loan type, broker, and transaction complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Oswego New York?
A mortgage broker acts as an intermediary between borrowers and lenders. They gather financial documents, shop for loan options, and help you apply for a mortgage. In New York, brokers must disclose their compensation and any fees upfront.
How do I choose a mortgage broker in Oswego?
Look for a licensed broker registered with the New York State Department of Financial Services. Check their experience with local lenders and read client reviews. Ask about their fee structure and how they are paid before signing any agreement.
What are the licensing requirements for mortgage brokers in New York?
Mortgage brokers in New York must hold a license from the Department of Financial Services. They must pass a background check, complete pre-licensing education, and renew their license annually. Continuing education is required to stay compliant with state laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.