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Find Mortgage Brokers Near You in Poughkeepsie, NY
Compare mortgage brokers in Poughkeepsie. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Poughkeepsie, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 mortgage brokers in Poughkeepsie, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeffrey Shields (JJ) - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8454644692
Darren DiBenedetto - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
9146298687
Trustco Bank
2656 South Rd, Poughkeepsie, NY 12601
8454857413
Scott McNally - TEG FCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8457284419
DSL Financial Services
2645 South Rd Suite 8, Poughkeepsie, NY 12601
8454544110
Nationwide Mortgage Bankers
460 Freedom Plains Rd, Poughkeepsie, NY 12603
8454546088
JL Mortgage Brokers LLC
1821 NY-376, Poughkeepsie, NY 12603
8456326322
First Mortgage Corporation
110 Main St # 2A, Poughkeepsie, NY 12601
8454858200
Chase Mortgage
2586 South Rd, Poughkeepsie, NY 12601
8454712030
Commercial Lender
2 Jefferson St, Poughkeepsie, NY 12601
8457901538
Mortgage brokers in Poughkeepsie help home buyers and homeowners find suitable loan products from multiple lenders. In New York, brokers must be licensed by the Department of Financial Services and follow strict disclosure rules under New York Banking Law Article 12-D. Local brokers understand the specific housing market in Dutchess County and can assist with conventional, FHA, VA, and jumbo loans.
What Does a Mortgage Broker in Poughkeepsie Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $300,000 loan, this could be $3,000 to $6,000. Some brokers charge a flat fee of $2,500 to $5,000. Additional costs include application fees, credit report fees, and origination charges. New York law requires all fees to be disclosed in the Loan Estimate within three business days. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Poughkeepsie?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers do not lend money directly but find the best loan terms for your situation.
Do I need a mortgage broker or a bank in New York?
A broker can offer access to many lenders, while a bank only offers its own products. In New York, brokers must provide a Good Faith Estimate and a Mortgage Broker Agreement within three days of application. This helps you compare costs and terms upfront.
What documents do I need for a mortgage broker in New York?
You typically need pay stubs, tax returns for two years, bank statements, and photo identification. For self employed borrowers, additional profit and loss statements may be required. New York law also requires a property appraisal and title search.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.