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Find Mortgage Brokers in Shirley, NY

Browse mortgage brokers serving Shirley, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Shirley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage brokers in Shirley, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Island Wide Insurance Agency (formerly Stop Agency, Inc.)
878 Montauk Hwy, Shirley, NY 11967
6313951000
Diane Vitale-Kos - Chase Home Lending Advisor - NMLS ID 490716
645 William Floyd Pkwy, Shirley, NY 11967
5166627717
Daniel Smiles - Mortgage Loan Officer
530 William Floyd Pkwy, Shirley, NY 11967
6314048937
Chase Home Lending
645 William Floyd Pkwy, Shirley, NY 11967
5166627717

Mortgage brokers in Shirley, New York, help home buyers and refinancers find suitable loan options from various lenders. Brokers must be licensed by the New York State Department of Financial Services under Article 12-D of the Banking Law. They can assist with conventional, FHA, VA, and jumbo loans for properties in Suffolk County.

What Does a Mortgage Broker in Shirley Cost?

Mortgage broker fees in New York typically range from 1 percent to 2 percent of the loan amount. Some brokers charge a flat fee between 2500 and 5000 dollars. New York law requires brokers to disclose all fees in a Good Faith Estimate within three business days of application. Costs vary by loan type, lender, and borrower qualifications. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in New York?
Mortgage brokers in New York must hold a valid license from the New York State Department of Financial Services. They must also pass a background check and complete pre-licensing education approved by the state.
How do I choose a mortgage broker in Shirley?
Look for a broker with a valid New York license and experience with Suffolk County properties. Check their reputation through the New York State Banking Department database and ask about their lender network.
What documents do I need to apply for a mortgage in New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New York also requires a property appraisal and a title search for most home loans.