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Compare mortgage brokers in Spencerport. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Spencerport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage brokers in Spencerport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joseph Proia
129 S Union St, Spencerport, NY 14559
5856174981
CMG Home Loans
129 S Union St Suite A, Spencerport, NY 14559
5856174981
Mortgage brokers in Spencerport, New York help homebuyers connect with lenders and find suitable loan products. New York State requires mortgage brokers to be licensed through the Department of Financial Services and follow strict disclosure rules under General Business Law Article 12-D. Working with a local broker can simplify the process of securing a mortgage for homes in Monroe County.
What Does a Mortgage Broker in Spencerport Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee of 2,000 to 5,000 dollars. Costs vary based on loan complexity and lender requirements. In New York, the broker must disclose all fees in the Mortgage Broker Agreement before you apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Spencerport do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In New York, brokers must provide a Loan Estimate within three business days of receiving your application.
How do I choose a mortgage broker in Spencerport?
Look for a broker licensed with the New York State Department of Financial Services. Check their experience with local lenders and read client reviews. Ask about their fee structure and how they are compensated before you start the process.
Are there New York-specific rules for mortgage brokers?
Yes, New York General Business Law Section 340 requires brokers to disclose all fees in writing and provide a Mortgage Broker Agreement. Brokers must also follow the federal Truth in Lending Act and New York Banking Law. These rules protect borrowers from hidden costs and unfair practices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.