Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 mortgage brokers in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coldwell Banker Faith Properties
2811 Genesee St, Utica, NY 13501
3157352222
Assist2Sell Buyer’s & Seller’s 1st Choice
2704 Genesee St, Utica, NY 13502
3157359244
Homestead Funding Corp: Patrick McKenney | NMLS# 463228
1707 Oriskany St W Suite 110, Utica, NY 13502
3155255428
Homestead Funding Corp: David Husnay | NMLS# 1182166
1707 Oriskany St W Suite 110, Utica, NY 13502
3154158058
Homestead Funding Corp: Lauren Elizabeth DiMaggio | NMLS# 1192916
1707 Oriskany St W Suite 110, Utica, NY 13502
3152259643
Homestead Funding Corp. – Utica
1707 Oriskany St W Suite 110, Utica, NY 13502
3157905000
Commercial Lending Utica NY
258 Genesee St, Utica, NY 13502
3158600536
Jonathan Fiore - M&T Bank
233 Genesee St, Utica, NY 13501
3157315229
What Does a Mortgage Broker in Utica Cost?
Mortgage broker fees in New York typically range from 1 percent to 2 percent of the loan amount. For a 200,000 dollar loan this means a fee between 2,000 and 4,000 dollars. Some brokers charge a flat fee instead of a percentage. New York law requires full disclosure of all costs in the Loan Estimate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Utica New York?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application. In New York brokers must provide a Loan Estimate within three business days of receiving your application.
How do I verify a mortgage broker license in New York?
You can check a broker license on the New York State Department of Financial Services website. All licensed brokers have a unique license number. Working with a licensed broker is required by New York law.
What documents do I need to apply with a Utica mortgage broker?
Common documents include recent pay stubs, tax returns for two years, bank statements, and identification. New York law requires the broker to disclose all fees in writing. Your broker will give you a complete list based on your situation.