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Browse mortgage brokers serving Watertown, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Watertown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage brokers in Watertown, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Bartlett
95 Public Square Suite 204, Watertown, NY 13601
3152104506
Andiorio Mortgage Lending Team, Movement Mortgage Watertown
200 Mullin St # 201, Watertown, NY 13601
3157272154
Homestead Funding Corp. – Watertown
21101 NY-12F #2, Watertown, NY 13601
3157884270
A mortgage broker in Watertown, New York can help you compare loan options from multiple lenders. New York State requires mortgage brokers to be licensed through the Department of Financial Services. Working with a local broker can simplify the process of buying a home in Jefferson County or refinancing an existing property.
What Does a Mortgage Broker in Watertown Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. New York law requires brokers to provide a written disclosure of all fees before you apply. Costs vary based on loan size, complexity, and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Watertown New York?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you apply for a mortgage. In New York, they must follow state regulations and disclose their fees upfront.
How do I choose a mortgage broker in Watertown?
Look for a broker licensed by the New York State Department of Financial Services. Check their experience with local properties and ask about their fee structure. Reading online reviews and asking for referrals from real estate agents can also help.
What documents do I need to apply for a mortgage in New York?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a valid ID and a credit check. Your broker will provide a full list based on your loan type and situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.