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Directory of mortgage brokers in West Babylon, New York. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
West Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 mortgage brokers in West Babylon, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Colstan & Associates
512 Sunrise Hwy Suite B, West Babylon, NY 11704
6312662800
Proactive Brokerage Inc
926 Sunrise Hwy, West Babylon, NY 11704
6314821860
Suffolk Credit Union
50-108 NY-109 Ste 110, West Babylon, NY 11704
6319248000
Save My Home
623 Sunrise Hwy # C, West Babylon, NY 11704
5169647700
Chase Home Lending
595 Sunrise Hwy, West Babylon, NY 11704
5164590447
Chase Mortgage
523 Montauk Hwy, West Babylon, NY 11704
6316610970
Kevin Ng - Mortgage Loan Officer
701 Montauk Hwy, West Babylon, NY 11704
5169986228
Mortgage brokers in West Babylon New York help home buyers and refinancing homeowners connect with lenders. They work with New York state regulations including the licensing requirements under New York Banking Law Article 12-D. A local broker can guide you through Suffolk County property appraisals and New York specific mortgage recording tax rules.
What Does a Mortgage Broker in West Babylon Cost?
Mortgage brokers in New York typically charge a fee of 1% to 2% of the loan amount. For a $400,000 loan that means $4,000 to $8,000. Some brokers are paid by the lender through yield spread premiums. You may also pay application fees or processing fees of $300 to $500. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in West Babylon do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options, and help you apply for a mortgage that fits your needs.
Do I need a mortgage broker to buy a home in West Babylon?
No, you can work directly with a bank or credit union. However a broker can save you time by shopping multiple lenders for you and may find loan programs you would not find on your own.
What New York laws apply to mortgage brokers?
Mortgage brokers in New York must be licensed under Article 12-D of the New York Banking Law. They must also follow the New York State Secure Fairness in Lending Act which sets rules on loan terms and disclosures.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.