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Mortgage Brokers in West Hempstead, NY

Looking for a mortgage broker in West Hempstead? Review the directory below to compare your options.

3 agents listed
Updated May 2026
West Hempstead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage brokers in West Hempstead, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpha Tech Lending
329 Hempstead Turnpike, West Hempstead, NY 11552
8882766565
Seacoast Lending Corp.
313 Hempstead Ave, West Hempstead, NY 11552
5164839000
Refinance with Home Loan Headquarters
Eagle Ave, West Hempstead, NY 11552
6463025865

Mortgage brokers in West Hempstead New York assist homebuyers and homeowners in finding suitable loan products from various lenders. New York law requires mortgage brokers to be licensed by the New York State Department of Financial Services and to follow strict disclosure rules. Working with a local broker can help you navigate the specific real estate market of Nassau County and Long Island.

What Does a Mortgage Broker in West Hempstead Cost?

Mortgage brokers in New York typically charge a fee of 1% to 2% of the loan amount. For a $400,000 home loan this means a fee between $4,000 and $8,000. Some brokers may also receive compensation from the lender. Costs vary by situation and depend on the loan type and complexity. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in West Hempstead?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In New York, brokers must provide a Loan Estimate within three business days of receiving your application.
Do I need a mortgage broker to buy a home in West Hempstead?
No, you are not required to use a mortgage broker. You can apply directly with banks or credit unions. However, a broker can save you time by shopping multiple lenders for you and may offer access to wholesale rates not available to the public.
How do I choose a mortgage broker in West Hempstead?
Look for a licensed broker with experience in New York mortgage laws and local market knowledge. Check their reviews and ask about their fee structure. New York law requires brokers to provide a written disclosure of all fees before you apply for a loan.