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Find Mortgage Brokers in Gastonia, NC

Directory of mortgage brokers in Gastonia, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.

13 agents listed
Updated May 2026
Gastonia, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 13 mortgage brokers in Gastonia, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
2568 W Franklin Blvd, Gastonia, NC 28052
7048659696
OneMain Financial
3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056
7048644316
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054
7048673997
OneMain Financial
2609 S New Hope Rd #4, Gastonia, NC 28056
7048653465
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054
9802442310
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054
7047181808
The Johnston Mortgage Group
4633 McChesney Dr, Gastonia, NC 28056
7047472170
David Frum | E Mortgage Capital
1566 Union Rd Suite B - 5, Gastonia, NC 28054
7046915956
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054
7048644444
Kenneth Hinson
1000 S New Hope Rd, Gastonia, NC 28054
7046356207
The Knorr Group of ALCOVA Mortgage | Gastonia, NC
121 W Main Ave ste 104, Gastonia, NC 28052
7049685156
Commercial Lending Gastonia NC
1562 Union Rd, Gastonia, NC 28054
7048700469
Mortgage, Bank of America
355 S New Hope Rd, Gastonia, NC 28054
9804487604

Mortgage brokers in Gastonia, North Carolina help homebuyers and refinancers find suitable loan products from multiple lenders. North Carolina law requires all mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local broker can give you access to lenders familiar with Gaston County real estate market conditions.

What Does a Mortgage Broker in Gastonia Cost?

Mortgage broker fees in North Carolina typically range from 1% to 2% of the loan amount. For a $300,000 home, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee instead, often between $1,500 and $3,000. You may also pay application fees, credit report fees, and processing costs. These fees are usually paid at closing or rolled into the loan. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Gastonia?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers do not lend money directly but connect you with lenders who may offer competitive rates.
How do I choose a mortgage broker in North Carolina?
Verify that the broker is licensed through the NCLC database on the NMLS website. Ask about their experience with North Carolina specific programs like the NC Home Advantage Mortgage. Check online reviews and request references from past clients.
Are there North Carolina laws that affect mortgage brokers?
Yes, North Carolina General Statute Chapter 53 regulates mortgage broker licensing and conduct. Brokers must provide a Loan Estimate within three business days of your application. They must also disclose any fees or compensation they receive from lenders.