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Mortgage Brokers in Monroe, NC

Browse mortgage brokers serving Monroe, North Carolina. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Monroe, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 mortgage brokers in Monroe, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Whitley Mortgage Associates Inc
121 E Phifer St A, Monroe, NC 28110
7042839465
Regional Finance
3306 W Hwy 74 Unit D, Monroe, NC 28110
7042829992
RNA Mortgage
316 N Hayne St, Monroe, NC 28112
7048184797
OneMain Financial
2893 W Hwy 74, Monroe, NC 28110
7042834726
Mortgage, Bank of America
1795 Dickerson Blvd, Monroe, NC 28110
7043184156
Fifth Third Mortgage - Victoria Calhoun
2402 W Roosevelt Blvd, Monroe, NC 28110
7042924084
PNC Mortgage
1730 Dickerson Blvd # A, Monroe, NC 28110
7042257001

Mortgage brokers in Monroe, North Carolina help homebuyers and homeowners find suitable loan products from multiple lenders. North Carolina requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local broker can simplify the process of securing a conventional, FHA, or VA loan in Union County.

What Does a Mortgage Broker in Monroe Cost?

Mortgage broker fees in North Carolina typically range from 1% to 2% of the loan amount. This is often paid by the lender or included in closing costs. Some brokers charge a flat fee of $1,000 to $3,000. Costs vary based on loan size and complexity. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Monroe do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose the best terms for your situation. They do not lend money directly but facilitate the loan process.
Is a mortgage broker required to be licensed in North Carolina?
Yes. North Carolina law requires mortgage brokers to be licensed through the NMLS. You can verify a brokers license on the NMLS Consumer Access website. This ensures they meet state education and background check requirements.
What documents do I need to apply for a mortgage in Monroe?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Self-employed borrowers may need additional profit and loss statements. Your broker will provide a specific list based on your loan type.