Compare Mortgage Brokers in Pembroke, NC
Browse mortgage brokers serving Pembroke, North Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 4 mortgage brokers in Pembroke, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Broker in Pembroke Cost?
Mortgage broker fees in North Carolina typically range from 1% to 2% of the loan amount. For a $200,000 home, this equals $2,000 to $4,000. Some brokers charge a flat fee between $1,500 and $3,000. Costs can include origination fees, application fees, and processing fees. North Carolina law requires brokers to disclose all fees in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in North Carolina?
Mortgage brokers in North Carolina must hold an active NMLS license and complete pre-licensing education. They must also pass a criminal background check and meet state bonding requirements under North Carolina General Statute Chapter 53.
How do I choose a mortgage broker in Pembroke?
Look for a broker with experience in North Carolina lending laws and local property types. Check their NMLS license status on the NMLS Consumer Access website. Ask about their experience with USDA loans and FHA loans common in rural areas like Pembroke.
What documents do I need to apply for a mortgage through a broker?
Typical documents include pay stubs, tax returns, bank statements, and government-issued ID. North Carolina law also requires proof of homeowners insurance before closing. Your broker will provide a complete list based on your loan type.