Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 19 mortgage brokers in Smithfield, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1267 N Brightleaf Blvd B, Smithfield, NC 27577
(919) 938-0777
locations.marinerfinance.com
Security Credit Corporation
710 S Brightleaf Blvd, Smithfield, NC 27577
(919) 938-4555
securitycreditsmithfield.com
Lendmark Financial Services LLC
388 Venture Dr Suite C, Smithfield, NC 27577
(984) 201-9196
lendmarkfinancial.com
NORTH STATE ACCEPTANCE
921 N Brightleaf Blvd, Smithfield, NC 27577
(919) 938-4242
northstateacceptance.com
Best Interest Wealth Planning, LLC
210 N Brightleaf Blvd, Smithfield, NC 27577
(984) 274-9433
biwealthplanning.com
Edward Jones - Financial Advisor: Mike Mullins, CFP®|CRPC™|SE-AWMA®
111 S 3rd St, Smithfield, NC 27577
(919) 338-8083
edwardjones.com
Edward Jones - Financial Advisor: Tracy H Harrison
111 S 3rd St, Smithfield, NC 27577
(919) 934-6181
edwardjones.com
AgCarolina Farm Credit
2850 US Hwy 70 Business East, Smithfield, NC 27577
(919) 934-9731
agcarolina.com
Edward Jones - Financial Advisor: Don Duggin
1672 Booker Dairy Rd, Smithfield, NC 27577
(919) 372-0061
edwardjones.com
Edward Jones - Financial Advisor: Jeff Navarro, CFP®|CEPA®
545 Venture Dr #101, Smithfield, NC 27577
(919) 934-0200
edwardjones.com
What Does a Mortgage Broker in Smithfield Cost?
Mortgage broker fees in North Carolina typically range from 1% to 2% of the loan amount, often paid by the borrower or the lender. Some brokers charge a flat fee between $2,000 and $5,000. Costs vary based on loan type, complexity, and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Smithfield NC?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you through the application process. In North Carolina, brokers must follow state licensing rules and disclose their fees upfront.
Do I need a mortgage broker or a bank in Smithfield?
A mortgage broker can offer loans from many lenders, while a bank only offers its own products. Brokers may find more flexible terms for unique situations. Your choice depends on your financial profile and preference for personalized service.
What are the licensing requirements for mortgage brokers in North Carolina?
North Carolina mortgage brokers must be licensed through the NMLS and complete pre-licensing education. They must also pass a background check and renew their license annually. You can verify a brokers license on the NMLS consumer access website.
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