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Compare mortgage brokers in Smithfield. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Smithfield, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 19 mortgage brokers in Smithfield, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1267 N Brightleaf Blvd B, Smithfield, NC 27577
9199380777
First Mutual Insurance Company
614 E Market St, Smithfield, NC 27577
9199346111
Coastal Finance Co
130 E Peedin Rd, Smithfield, NC 27577
9199893114
OneMain Financial
1670 Booker Dairy Rd, Smithfield, NC 27577
9199896603
Security Credit Corporation
710 S Brightleaf Blvd, Smithfield, NC 27577
9199384555
United Community
128 N 2nd St, Smithfield, NC 27577
9199896700
Lendmark Financial Services LLC
388 Venture Dr Suite C, Smithfield, NC 27577
9842019196
NORTH STATE ACCEPTANCE
921 N Brightleaf Blvd, Smithfield, NC 27577
9199384242
Quality Finance Co Inc
721 N Brightleaf Blvd, Smithfield, NC 27577
9199341111
Best Interest Wealth Planning, LLC
210 N Brightleaf Blvd, Smithfield, NC 27577
9842749433
Acera Wealth Management
312 S 3rd St, Smithfield, NC 27577
9193001241
Edward Jones - Financial Advisor: Mike Mullins, CFP®|CRPC™|SE-AWMA®
111 S 3rd St, Smithfield, NC 27577
9193388083
Edward Jones - Financial Advisor: Tracy H Harrison
111 S 3rd St, Smithfield, NC 27577
9199346181
AgCarolina Farm Credit
2850 US Hwy 70 Business East, Smithfield, NC 27577
9199349731
Edward Jones - Financial Advisor: Don Duggin
1672 Booker Dairy Rd, Smithfield, NC 27577
9193720061
Security Finance
1267 N Brightleaf Blvd, Smithfield, NC 27577
9199380777
PNC Mortgage
410 E Market St, Smithfield, NC 27577
9199340171
Sureline Financial
808 N Brightleaf Blvd, Smithfield, NC 27577
9199346799
Edward Jones - Financial Advisor: Jeff Navarro, CFP®|CEPA®
545 Venture Dr #101, Smithfield, NC 27577
9199340200
Mortgage brokers in Smithfield, North Carolina help home buyers and refinancing homeowners find suitable loan products. North Carolina law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local broker can give you access to lenders familiar with Johnston County property values and market conditions.
What Does a Mortgage Broker in Smithfield Cost?
Mortgage broker fees in North Carolina typically range from 1% to 2% of the loan amount, often paid by the borrower or the lender. Some brokers charge a flat fee between $2,000 and $5,000. Costs vary based on loan type, complexity, and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Smithfield NC?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you through the application process. In North Carolina, brokers must follow state licensing rules and disclose their fees upfront.
Do I need a mortgage broker or a bank in Smithfield?
A mortgage broker can offer loans from many lenders, while a bank only offers its own products. Brokers may find more flexible terms for unique situations. Your choice depends on your financial profile and preference for personalized service.
What are the licensing requirements for mortgage brokers in North Carolina?
North Carolina mortgage brokers must be licensed through the NMLS and complete pre-licensing education. They must also pass a background check and renew their license annually. You can verify a brokers license on the NMLS consumer access website.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.