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Find Mortgage Brokers Near You in Southern Pines, NC
Directory of mortgage brokers in Southern Pines, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Southern Pines, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 17 mortgage brokers in Southern Pines, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coldwell Banker Advantage
130 Turner St STE A, Southern Pines, NC 28387
9106933300
Bill Mecklenburg at Prosperity Home Mortgage - Southern Pines
750 NW Broad St Suite 3, Southern Pines, NC 28387
9106930040
Sherrie Jones Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9105287383
GoPrime Mortgage, Inc.
155 W New York Ave # 200, Southern Pines, NC 28387
9198537557
Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9104062305
Rita Hairston at CrossCountry Mortgage
115 E Pennsylvania Ave Suite 1 & 2, Southern Pines, NC 28387
9106905511
Michael "Chad" Smith
100 Pavilion Wy Suite D, Southern Pines, NC 28387
3362078466
Vicci F Bonner | Fairway Independent Mortgage Corporation Loan Officer
235 E Pennsylvania Ave Suite 101, Southern Pines, NC 28387
115 W Pennsylvania Ave 2nd Floor, Southern Pines, NC 28387
9106844915
Julia Malecki Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
2623747891
Tracy Perry Motto Mortgage Moves
160 W New York Ave Suite 2A, Southern Pines, NC 28387
2402744318
Christopher Campolieta Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9104062305
Lee Anne Bailey Vaughan Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9102627591
Lower Mortgage
164 NW Broad St suite 5, Southern Pines, NC 28387
2144704425
Mortgage brokers in Southern Pines North Carolina help home buyers and refinancing homeowners find suitable loan products from multiple lenders. In North Carolina, mortgage brokers must be licensed by the North Carolina Commissioner of Banks under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act. Local brokers understand the unique housing market in Moore County and can guide you through state-specific requirements like the North Carolina Anti-Predatory Lending Law.
What Does a Mortgage Broker in Southern Pines Cost?
Mortgage broker fees in North Carolina typically range from 1 to 3 percent of the loan amount. For a 300000 dollar home this could be 3000 to 9000 dollars. Some brokers charge a flat fee between 2000 and 5000 dollars. Costs vary based on loan type lender and your credit profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Southern Pines?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. In North Carolina, brokers must follow state licensing rules and disclose all fees upfront.
How do I choose a mortgage broker in Southern Pines North Carolina?
Look for a broker who is licensed with the North Carolina Commissioner of Banks and has experience with local property types. Check their reputation through the North Carolina Better Business Bureau and ask about their knowledge of FHA VA and conventional loans. Always verify their license on the Nationwide Mortgage Licensing System website.
What are the legal requirements for mortgage brokers in North Carolina?
North Carolina requires mortgage brokers to pass a state exam undergo a background check and carry a surety bond. They must provide a Loan Estimate within three business days of your application. The North Carolina Anti-Predatory Lending Law also limits certain high-cost loan features.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.