Find Mortgage Brokers in Bismarck, ND
Browse mortgage brokers serving Bismarck, North Dakota. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Dakota before hiring.
Showing 18 mortgage brokers in Bismarck, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Bismarck help borrowers connect with lenders for home purchase loans and refinancing. North Dakota law requires mortgage brokers to be licensed through the North Dakota Department of Financial Institutions. Local brokers understand Bismarck housing market trends and can guide you through the loan process.
What Does a Mortgage Broker in Bismarck Cost?
Mortgage broker fees in North Dakota typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee of $1,000 to $3,000. You may also pay for third-party costs like appraisal and credit report fees. North Dakota law requires brokers to provide a Loan Estimate showing all costs within three business days of application. Costs vary by loan size, type, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Bismarck?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a suitable mortgage product. In North Dakota, brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Bismarck?
Look for a licensed broker with experience in North Dakota. Check their reputation with the North Dakota Department of Financial Institutions and read client reviews. Ask about their lender network and how they structure their compensation.
Are there special mortgage programs for North Dakota residents?
Yes, the North Dakota Housing Finance Agency offers programs like the FirstHome and HomeAccess loans. These provide down payment assistance and competitive rates for eligible buyers. A local broker can explain how these programs work in Bismarck.
Mortgage Brokers in Other North Dakota Cities
Dickinson · Fargo · Grand Forks · Lincoln · Minot · West Fargo · Williston