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Directory of mortgage brokers in Bay Village, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Bay Village, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage brokers in Bay Village, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Howard Hanna Bay Village
27115 Knickerbocker Rd, Bay Village, OH 44140
4408352800
Scot Pataky
411 Dover Center Rd, Bay Village, OH 44140
4405060526
Mortgage brokers in Bay Village Ohio help home buyers and homeowners find suitable home loans from multiple lenders. They work with local and national banks to secure financing for purchases and refinances. Ohio law requires mortgage brokers to be licensed through the Ohio Division of Financial Institutions and follow state regulations on loan disclosures and fees.
What Does a Mortgage Broker in Bay Village Cost?
Mortgage broker fees in Ohio typically range from 1% to 2% of the loan amount. For a $250,000 home loan this means $2,500 to $5,000 in broker fees. Some brokers charge a flat fee between $1,500 and $3,000. Lenders may also pay the broker a yield spread premium which can reduce your upfront costs. Ohio law requires brokers to provide a Good Faith Estimate of all fees within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Bay Village do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan options from different banks, and help you apply for a mortgage. They do not lend money directly but find a lender that fits your needs.
How do I choose a mortgage broker in Ohio?
Check that the broker is licensed with the Ohio Division of Financial Institutions and the Nationwide Multistate Licensing System. You can verify their license status online. Ask about their experience with Bay Village properties and their knowledge of Ohio specific loan programs.
Are there Ohio specific mortgage programs I should know about?
Yes. The Ohio Housing Finance Agency offers the Ohio Heroes program for first responders and teachers and the Grants for Grads program for recent college graduates. These programs provide down payment assistance and reduced interest rates for eligible buyers in Bay Village.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.