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Compare Mortgage Brokers in Niles, OH

Compare mortgage brokers in Niles. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Niles, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 mortgage brokers in Niles, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CheckSmart
5700 Youngstown Warren Rd, Niles, OH 44446
3305446017
Eagle Loan Company
5460 Youngstown Warren Rd, Niles, OH 44446
3302994222
OneMain Financial
6261 Youngstown Warren Rd, Niles, OH 44446
3305444041
ALCOVA Mortgage | Niles, OH
52 E Park Ave STE A, Niles, OH 44446
3305647194
Chase Home Lending
5555 Youngstown Warren Rd, Niles, OH 44446
5097680967

Mortgage brokers in Niles Ohio help home buyers and homeowners find suitable loan options from multiple lenders. They work with local and national banks to secure financing for residential properties in Trumbull County. Ohio law requires mortgage brokers to be licensed through the Ohio Division of Financial Institutions and follow state regulations for disclosure and fees.

What Does a Mortgage Broker in Niles Cost?

Mortgage broker fees in Ohio typically range from 1% to 2% of the loan amount. For a $200,000 home loan this could be $2,000 to $4,000. Some brokers charge a flat fee between $1,500 and $3,000. Additional costs may include application fees and third party services like appraisals. Costs vary by loan type and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Niles Ohio?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products from various banks, and help you complete the application process. Brokers in Ohio must provide a written disclosure of their fees and any lender compensation before you commit.
How do I choose a mortgage broker in Niles?
Look for a broker who is licensed in Ohio and has experience with local property types. Check their history with the Ohio Division of Financial Institutions for any complaints. Ask about their fee structure and the range of lenders they work with to ensure they can meet your needs.
Are there Ohio specific rules for mortgage brokers?
Yes, Ohio requires mortgage brokers to be licensed and to follow the Ohio Mortgage Broker Act. They must provide a Good Faith Estimate of costs within three business days of your application. Brokers cannot charge fees that are not disclosed upfront, and they must adhere to state interest rate limits for certain loan types.